This correspondence is for a debt consolidation loan referred by Payless USA
LLC. All loan requests are funded by a third party. Payless USA LLC has no
control over participating lender creditworthiness eligibility criteria. APR/Interest
rates will vary depending on individual lender terms.
Payless USA LLC does not endorse any participating lenders or brokers, and will
not charge you for referring you to a participating lender. Payless USA LLC does
not act as a loan broker. Payless USA LLC research and refers you to
participating lenders, to whom you deal directly. For details, questions, or concerns
regarding your requested loan, please contact your lender directly. Lenders may
perform credit checks in order to evaluate your eligibility. By submitting a request
to a participating lender, you are authorizing the lender to independently verify the
information you submitted and your creditworthiness. This service and qualified
participating lenders are not available in all states. This service does not constitute
an offer or solicitation for loan products, which are prohibited by any state law. Void
where prohibited.
Lenders we refer to you may be unable to extend credit if the lender determines
that you do not meet their lending criteria. Account approval is subject to
verification and confirmation of your credit history and acceptance by the lender.
We, or the lender, may request verification of income and employment, or obtain a
consumer credit report to verify your creditworthiness and identity. Upon request,
you will be informed of the name and address of the credit reporting agency
furnishing any such report. Subsequent consumer credit reports may be requested
and used in connection with an update, renewal, or extension of credit. Interest
rates will vary and are based on lender terms. Your APR will be determined based
on your credit at time of application.
Loans are offered by Payless USA LLC affiliates. Kuber Financial, LLC dba
Mobilend is an affiliate of Payless USA LLC. Loans are not offered in all states.
Loans are offered in Alabama, California, Missouri, and Utah.
Arkansas: All loans made to Arkansas residents must qualify for an annual
percentage rate (APR) of 17% or less to be considered for an approval.
Connecticut: All loans made to Connecticut residents must qualify for an annual
percentage rate (APR) of 12% or less to be considered for an approval.
Georgia: All loans made to Georgia residents must qualify for an annual
percentage rate (APR) of 7% or less to be considered for an approval.
Illinois: All loans made to Illinois residents must qualify for an annual
percentage rate (APR) of 9% or less to be considered for an approval.
Kansas: All loans made to Kansas residents must qualify for an annual
percentage rate (APR) of 12% or less to be considered for an approval,
and loan amount cannot be greater than $25,000.
Kentucky: All loans made to Kentucky residents must qualify for an annual
percentage rate (APR) of 8% or less to be considered for an approval, and loan
amount cannot be greater than $15,000.
Massachusetts: All loans made to Massachusetts residents must qualify for an
annual percentage rate (APR) of 12% or less to be considered for an approval, and
loan amount cannot be greater than $6,000.
Michigan: All loans made to Michigan residents must qualify for an annual
percentage rate (APR) of 7% or less to be considered for an approval.
Minnesota: All loans made to Minnesota residents must qualify for an annual
percentage rate (APR) of 8% or less to be considered for an approval.
Montana: All loans made to Montana residents must qualify for an annual
percentage rate (APR) of 15% or less to be considered for an approval.
Nebraska: Residents of Nebraska must be 19 years old to apply for credit. All loans
made to Nebraska residents must qualify for an annual percentage rate (APR) of
16% or less and loan amount cannot be greater than $25,000 to be considered for
approval.
New Jersey: All loans made to New Jersey residents must qualify for an annual
percentage rate (APR) of 8% or less and loan amount must be greater than $50,000
to be considered for an approval.
New Mexico: All loans made to New Mexico residents must qualify for an annual
percentage rate (APR) of 15% or less and loan amount must be greater than $2501
to be considered for an approval.
New York: All loans made to New York residents must qualify for an annual
percentage rate (APR) of 16% or less and loan amount cannot be greater than
$25,000 to be considered for an approval.
North Carolina: All loans made to North Carolina residents must qualify for an
annual percentage rate (APR) of 8% or less and loan amount cannot be greater than
$25,000 to be considered for an approval.
Ohio: All loans made to Ohio residents must qualify for an
annual percentage rate (APR) of 8% or less to be considered for an approval.
Pennsylvania: All loans made to Pennsylvania residents must qualify for an annual
percentage rate (APR) of 6% or less and loan amount cannot be greater than $35,000.
South Carolina: All loans made to South Carolina residents must qualify for an annual
percentage rate (APR) of 12% or less and loan amount cannot be greater than $90,000.
South Dakota: All loans made to South Dakota residents must qualify for an annual
percentage rate (APR) of 36% or less to be considered for an approval.
Tennessee: All loans made to Tennessee residents must qualify for an annual
percentage rate (APR) of 7.52% or less to be considered for an approval.
Texas: All loans made to Texas residents must qualify for an annual percentage rate
(APR) of 10% or less to be considered for an approval.
Virginia: All loans made to Virginia residents must qualify for an annual percentage rate
(APR) of 10% or less to be considered for an approval.
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